Research has shown that 78% of travel insurance providers surveyed do not provide terrorism cover for medical costs as standard.

According to the British Insurance Brokers Association (BIBA) research, only 29% of those providers who do not offer terrorism cover allow a ‘write-back' facility for medical expenses and repatriation.

Seventy-five per cent of providers offering travel insurance were surveyed to determine what proportion of the industry offers terrorism cover to consumers purchasing travel insurance. The results show that of the companies involved, 78% exclude terrorism cover.

Commenting on the findings Graeme Trudgill, technical services manager at BIBA said: “We find these figures striking. They clearly demonstrate that there is consumer detriment around the provision of terrorism cover in travel insurance policies.

He added that: “This new data increases our concern that many people are not being made aware that their policy excludes terrorism cover. It is absolutely vital that travel insurance providers inform consumers of all significant exclusions.