I noted with interest that the Federation of Small Businesses (FSB) has declared its support for full transparency in the commission disclosure debate. "What small businesses want is is a level of transparency so they can make informed choices about their insurance provider", said an FSB spokesman (News, 6 April).

Can we not assume that their members might already have this information when using their recommended broker, as found on the FSB website?

If the FSB finds it such an important issue, should we as consumers when we request quotations from an FSB member, be asking for written details of its member's margin before accepting any quotation in order that consumers might appreciate "a level of transparency so they can make informed choices..." and... "benefit from full disclosure, which would bring increased competition to the market, driving down ... costs".

Where is this nonsense going to take us?

Name and address withheld