Commercial Lines articles
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News‘Rest of the world’ should adopt insurance’s risk modelling approach – Rowan Douglas
’We are the only industry that properly takes blood pressure, not just has a nice chat with the doctor,’ says senior advisor
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NewsEY restructures UK insurance sector model
’The new structure reflects the rapidly changing shape of the UK insurance industry, where the traditional boundaries between retail and commercial insurance are becoming more clearly defined,’ says consultancy
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NewsHDI Global to grow UK specialty business as some lines may be ‘a little underweight’
It comes following the launch of the insurer’s Xcelerate29 strategy, which provides a framework for the period 2026 to 2029
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NewsHigh Five: Catch up on the biggest stories this week
Insurance Times rounds up the top five stories making headlines across the market from 9 to 13 March 2026
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NewsAviva is not ‘knee jerking’ in reaction to ‘tough’ commercial lines market – Jason Storah
UKGI boss says that commercial lines rates are ‘down about 6% to 7%’, creating ‘tough trading conditions’ that ‘are going to continue through this year’
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News AnalysisBriefing: Trump Re shows insurance is strategic again
Insurance is playing a role within US president’s chess game with Iran, as Donald Trump introduces political risk cover for maritime trade venturing into the Persian Gulf. But what can the UK learn from this?
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NewsFull Five Star Rating Report: Commercial and Personal Lines 2025/26 is now available
Insurance Times has published the full Five Star Rating Report: Commercial and Personal Lines 2025/26
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NewsPen Underwriting launches into UK mid-market PI sector
’Extending our PI risk appetite to include larger firms, which are typically more complex, is another example of how we listen to our broker partners and respond,’ says managing director
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NewsBrokers aiming to use soft market to address property underinsurance – Aviva
‘Underinsurance is no longer just an oversight – it’s becoming an embedded behaviour,’ says director of innovation
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News AnalysisBriefing: Shockwaves will be felt in London as missiles fly in the Persian Gulf
The situation around the Persian Gulf remains fluid, but insurers and their customers are likely in for a sustained period of supply chain shocks and increased costs
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News AnalysisNo end in sight for commercial lines soft market as 10.8% GWP drop marks fifth quarter of falls
The latest instalment of the Insurance Times Commercial Lines Premium Index – released in association with Open GI – reveals that the last quarter of 2025 saw a 10.8% drop in commercial lines GWP, evaporating hopes of a market turnaround and marking five successive quarters falls
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NewsHigh Five: Catch up on the biggest stories this week
Insurance Times rounds up the top five stories making headlines across the market from 23 to 27 February 2026
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News AnalysisRichard Turnbull: Collegiate marking 40 years of quiet success
As the professional indemnity MGA celebrates its 40th anniversary, managing director Richard Turnbull reflects on mutual origins, growth and why underwriting discipline still trumps chasing premium.
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NewsSpecialist complex risk MGA approved as Lloyd’s Europe coverholder
‘Following a robust year of growth in 2025, this exciting news reflects the market’s growing confidence in our offering,’ says co-founder
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News AnalysisBriefing: AI and commercial insurance broking – existential threat or strategic opportunity?
Artificial intelligence has the potential to define what great broking of the future looks like, with powerful use cases bolstering productivity
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News AnalysisThe Big Question: Insurer megamergers are adding up – what M&A opportunities are still on the table for UKGI’s largest carriers?
A surge of deals has triggered a new consolidation cycle that is redefining scale, competition and capability across the UK general insurance market. But questions remain around integration risk, broker dynamics and whether bigger will truly mean better.
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News AnalysisFreight forwarders hit by double blow as client insolvencies bite and cargo theft rises
‘The global economic landscape is unlikely to stabilise any time soon, so freight forwarders must be prepared for their customers to default,’ says managing director
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News AnalysisBriefing: Specialty versus specialist insurance – and why the London market matters more than ever
Specialty insurance and specialist knowledge should not be tarred with the same brush. A successful combination of these two components in the London market, however, could benefit both brokers and insurers
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News AnalysisBriefing: Where we’re going, we’ll need more space insurance
The UK insurance market could propel the British space industry to the fore. Will we fire up those boosters, or let others take the prize while we merely insure them?
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NewsProperty payouts to cross £6bn for second year running
‘As the final claims are counted for 2025, insurers will be assessing the impact of ongoing weather events on consumer’s premiums,’ says insurance partner
