Insurer calls for liability insurers to honour 15-day deadline.

DAS, the largest legal expense insurer in the UK, has welcomed the Ministry of Justice's (MoJ) response to the consultation on case track limits and the reform of the personal injury claims process

Mike Timmons, head of underwriting at DAS, described the MoJ's decision, which came 16 months after the consultation was originally published, as "sensible and balanced."

He said: “We are pleased that there will be no change to the small claims limits and that ATE premiums will continue to be recoverable from the outset. The latter is excellent news for both ATE insurers and consumers, as it ensures that the Government’s intention to provide real access to justice has been protected.

“It is also very pleasing to note that the Government is supporting the three stage ATE premium model already adopted by DAS, which was tested and approved by the Court of Appeal in the case of Rogers v Merthyr Tydfil CBC.

Timmons warned that the onus was now on insurers to honour the 15 day time limit now in place within which to contest liability. He said: “The true test of the Government's new personal injury claims process, now restricted to RTA claims, will rest with the liability insurers who will have 15 days to decide on liability for these cases.”