Ensign Motor Policies has added legal expenses cover for injured drivers and passengers to its commercial and private motor policies.
The product has been launched in a bid to tackle increases in after-the-event (ATE) premiums. Ensign claimed that legal expenses cover has been added in order to minimise the need for ATE solutions in motor accident claims.
Ensign's Mike Telford said: "Clearly success fees and ATE premiums are having a marked effect on claims costs.
"It is plain to us that if the entire market include before the event (BTE) cover in their policies, this cost will be substantially reduced. From our investigations, DAS were the obvious partner to provide and administer this cover."
