Markel Corporation

49 Leadenhall Street, London


Tel: 020 7953 6000

Fax: 020 7953 6001

email: gerry.albanese@markelintl.com

Website: www.markelintl.com

Chief officer: Gerry Albanese, president and chief operating officer, Markel International

Year established: 2000

Number of UK offices: 8

Number of UK employees: 425

Main lines of business:

Specialty: Treaty reinsurance of worldwide property and non-US casualty and motor insurance; facultative and treaty reinsurance of crime; financial institutions and personal accident; insurance and facultative reinsurance of contingency and sports liability.

Non-marine property: A wide range of property coverages written on a direct and reinsurance basis, including open market and delegated authority facilities.

Professional liability: Professional and financial risk coverages including professional indemnity, general liability and directors’ and officers’ liability.

Marine and energy: A worldwide portfolio of primary covers for energy, liability, hull, war, yacht, specie and cargo risks.

Markel (UK): Markel’s UK provincial operation underwrites professional risks, management risks, social welfare risks and specialty/liability risks insurance on behalf of Markel International Insurance Company via offices in Leeds, Manchester, Birmingham, Cambridge, Edinburgh, Bristol and Reigate.

Syndicates: Markel International Insurance Company , Markel Syndicate 3000, Mint Canadian Specialty , Markel International Singapore, Markel International Espana

Company history: Markel International is the London-based subsidiary for the international operations of Markel Corporation, the international property and casualty insurance group headquartered in Richmond, Virginia.

Founded in the early part of the 20th century, Markel Corporation wrote gross premiums of $2.5bn in 2006 and has a market capitalisation of approximately $5bn. Markel International wrote gross premiums of $ 730m in 2006 .

Chief officer biography: Gerry Albanese began his career with the Hartford Insurance Company in New York City as a casualty underwriter. In 1975, he joined American International Group in its Professional Liability Department.

Earning the role of chief underwriting officer in 1996, he managed every line of business and played a significant role in the development of a number of new products.

Albanese took up the position of president and chief operating officer of Markel International in July 2003. Since that time, he has overseen the expansion of Markel International with the opening of three further UK regional offices, the launch of Markel International Espana based in Madrid, the opening of Mint Canadian Specialty based in Toronto and the soon to be launched Asian office – Markel International Singapore.


International House

1 St. Katharine's Way



Tel: 020 7954 9300

Fax: 020 7954 9301

email: infouk@cnaeurope.com

Website: www.cnaeurope.com

Chief Officer: Julian Enoizi, president and chief executive

Major shareholder: CNA Financial Corporation

Number of UK offices: 2

Number of Continental European Offices: 10

Number of UK employees: 150

Main lines of business:

Marine cargo, freight liability, stock throughput, property, renewable energy, financial institutions, directors’ & officers’ liability, professional indemnity, employment practices liability, pension trustee liability, crime, casualty, group personal accident, business travel

Company history: CNA was formed in 1897, with headquarters in Chicago, Illinois. The company is now one of the largest insurance companies in the US with assets in excess of $60bn and global revenues in excess of $10bn. It is also among the world’s largest writers of property and casualty insurance. Providing insurance protection to more than 1 million businesses and professionals internationally, CNA has 11,000 employees worldwide

Globally, CNA provides businesses and individuals with a broad range of insurance products and risk management services. In Europe, CNA is recognised as a leading insurer of specialist risks and a provider of innovative products, distributed through offices in the UK, Ireland, Belgium, Denmark, France, Germany, Italy, Malta, Spain, Sweden, Switzerland and The Netherlands.

The CNA group is rated ‘A’ for financial strength by AM Best. In Europe, CNA is rated ‘A-’ by Standard & Poor’s.

Chief officer biography: Julian Enoizi joined Chubb Insurance Company of Europe in September 1995 as an in-house lawyer dealing with directors’ and officers’ liability insurance claim litigation emanating from all Chubb’s European offices. He became vice president in 1999.

In May 2000, Enoizi joined AIG Europe as vice president and deputy general counsel based in Paris.

In June 2002 Enoizi joined CNA Europe Holdings as both general counsel and head of its Continental European operation. In October 2005 Enoizi was appointed to the board and appointed president and chief executive officer.

He has represented an association of Italians living abroad. He is a member of the British Italian Lawyers Association, the Solicitors European Group and was, until recently, an active participant in the Financial Services Sub-Committee of the American Chamber of Commerce and the International Chamber of Commerce's Insurance sub-committee.


3 Minster Court, Mincing Lane, London, EC3R 7DD

Tel: 020 7626 0486

Fax: 020 7623 9101

email: catlininfo@catlin.com

Website: www.catlin.com

Chief officers: Catlin Syndicate: Paul Jardine, chief executive

Catlin UK: Andreas Loucaides, chief executive

Year established: Catlin Syndicate, 1985; Catlin UK, 2004

Number of UK offices: 7

Number of UK employees: Approx 700

Main lines of business: Catlin Syndicate: property reinsurance, non-marine binding authorities, political risk and terrorism, aviation.

Catlin UK: UK professional indemnity; UK general liability; UK commercial property

Company history: Catlin Underwriting Agencies (CUAL) was established in 1984 by Stephen Catlin to manage newly formed Lloyd’s marine Syndicate 1003, which commenced underwriting for the 1985.

In December 2003 the group received FSA approval to establish Catlin UK (the UK branch of Catlin Insurance Company) and began to underwrite through this third platform in January 2004. In March 2005 Catlin Insurance Company (UK) was established as a subsidiary of Catlin Insurance Company. The new company will operate under the Catlin UK banner.

In December 2006 Catlin acquired Wellington Underwriting plc. creating the largest syndicate at Lloyd’s.

Chief officer Biography: Paul Jardine joined the Catlin Group in 2001with specific responsibility for the development of new financial products. He was appointed chief executive of the Catlin Syndicate in March 2003 and chief operating officer of the Catlin Group in February 2004.

Andreas Loucaides spearheaded the formation of PRI Group in 2002 and later served as the company’s chief executive. He joined Catlin UK in January 2004 as chief executive.


Lakeside House, Hebble Brook Business Park, Hays Lane, Halifax HX2 8UL

Tel: 01422 331166

Fax: 01422 438475

Website: www.providentinsurance.co.uk

email: info@providentinsurance.co.uk

Chief officer: Mark Collier, managing director,

Year established: 1966

Number of UK offices: 4

Number of UK employees: Approx 420

Major shareholders: GMAC

Main lines of business: Provident Insurance is a private motor and commercial vehicle insurer, providing cover for a wide range of motorists. It specialises in cover for tradesmen, female drivers, drivers of older cars and the second car in a family.

Company history: Provident Insurance began life as Halifax Insurance in 1966. In 1978 the company was bought by Provident Financial which retained the business until 2007.

In June 2007 Provident Insurance was acquired by GMAC, one of the world’s largest financial services companies, with business lines in automotive finance, commercial and residential mortgages and insurance. GMAC has operations in over 40 countries.

With over 40 years’ experience in the UK motor insurance market Provident Insurance serves its policyholders through a network of more than 3,000 intermediaries nationwide

Chief officer’s biography: Collier graduated in law and joined Provincial Insurance where he spent eight years in various UK locations.

Before joining Provident Insurance in 1995 he also worked for Iron Trades Group. Collier became operations director of Provident Insurance in 1999, completed an MBA at Bradford University in 2000 and became managing director in 2001.


Swan Court, 11 Worple Road, Wimbledon, London SW19 4JS

T: 0208 946 7777

F: 0208 947 0896

E-mail: lindsey.addison@domgen.com

W: www.domgen.com; www.dgplc.co.uk; www.inkfish.co.uk

Chief officer: John Jeremy Pearmund, chief executive

Year established: 1950

Number of UK offices: 6

Number of UK employees: 2,200

Major shareholders as stated in Annual General Report for 2007:

Amvescap PLC, Shroders PLC, Jupiter Asset Management, Standard Life Investments,

Artemis Investment Management,

Prudential PLC list of companies

Main lines of business: Miscellaneous financial loss (the class name that warranty sits within)

Main subsidiaries:

Domestic & General Insurance, Domestic & General Services, Inkfish call centres, Inkfish services, Inkfish financial services, Pet Protect

Company history: The Domestic & General Group is the UK’s largest specialist provider of domestic appliance breakdown plans. It is publicly listed on the London Stock Exchange.

Subsidiary companies within the Group offer warranty protection on domestic appliances, electrical equipment and gas central heating systems.

The company also provides pet healthcare policies, supplies inbound and outbound volume call centre services and handles other outsourced fulfilment activities including direct mail.

Domestic & General Services and Domestic & General Insurance are the UK’s largest specialist providers of domestic appliance breakdown protection and works in both B2B AND B2C areas. Together they currently provide protection for over 6.5 million appliances and gas central heating equipment.

Subsidiary company, Pet Protect, offers B2B and B2C pet healthcare plans.

The company also operates in Ireland, France, Belgium, Germany, Austria, Spain, Portugal, Poland, Sweden, Italy, Czech Republic, Denmark and Australia.

Chief officer biography: John Pearmund was appointed chief executive in January 2004. He joined the group as non-executive director in January 2002 and was senior independent director from 2 July, 2003 to 2 January, 2004. He is also a non-executive director of Anglo & Overseas Plc.

46. MBIA

MBIA UK Insurance

1 Great St. Helen’s

London, EC3A 6HX


Tel: +44-20-7920-6363

Fax: 44-20-7588-3393

email: info@mbia.com

Website: www.mbia.com

Chief officer: Gary C. Dunton, chairman, chief executive and president of MBIA Inc.

Year established: 1974

Number of UK offices: 1

Number of UK employees: 46

Main lines of business: Credit enhancement and asset management. MBIA Insurance Corp. provides credit enhancement of infrastructure financings, municipal bonds and asset-and mortgage-backed transactions in the new issue and secondary markets.

MBIA Asset Management provides specialised structured and fixed-income investment opportunities along with a broad range of services to help clients meet their investment objectives.

Company history: MBIA is the world’s largest financial guarantor and a leading provider of specialised financial services. With approximately 500 employees, the company has 11 offices around the world. MBIA formed its first foreign subsidiary in Paris, France in 1993 and opened an office in the UK in 2000.

MBIA operates in the global infrastructure and global structured finance marketplaces. Infrastructure transactions include general obligation, higher education, tax-backed, housing, municipal and investor-owned utilities, health care, transportation, public private partnerships and project finance initiative issues. Structured deals utilising MBIA’s guarantee include securitisations backed by commercial, consumer and mortgage-backed assets, collateralised debt obligations, trade finance, financial engineering, credit derivatives, infrastructure leases, commercial paper and guaranteed investment contracts.

Chief officer biography: Gary C. Dunton is chairman, chief executive officer and president of MBIA Inc. and of the company’s main operating unit, MBIA Insurance Corporation. He is also a member of the board of directors.

Previously, Dunton was president and chief operating officer of MBIA Inc, responsible for the company’s global financial guarantee insurance business lines, as well as its investment management and municipal services.

From 1998-9, Dunton was president of MBIA Insurance Corporation's Public and Corporate Finance Division, chief investment officer and president of the Investment Management and Financial Services Division.


150 Leadenhall Street, London EC3V 4TE

Tel: 020 7283 8844

Fax: 02072837354

email: info@tokiomarine.co.uk

Website: www.tokiomarine.co.uk

Chief Officer: Ken Kamikochi, chief executive

Tokio Marine Europe Insurance year established: 1970

Number of UK offices: 4

Number of UK employees: 138

Major shareholders: Tokio Marine & Nichido Fire Insurance Co

Main lines of business: Property, Casualty, Marine Cargo and PA / Travel

UK subsidiaries: Tokio Marine Europe, Tokio Marine Management Services

Company history: Founded in 1970 as The Tokio Marine & Fire Insurance Company (UK).The company changed its name to Tokio Marine Europe Insurance in 2002.

Chief executive biography: Joined Tokio Marine in 1973. Held a variety of senior positions in Head Office, culminating in his appointment as senior general manager, Commercial Underwriting Department, Tokio Marine & Nichido Fire Insurance Company.

In October 2004 he was appointed senior general manager, overseas department, responsible for Europe, the Middle East and Africa. At the same time he was appointed as chief executive, Tokio Marine Europe Insurance.


Assurant Solutions

117-119 Whitby Road

Slough, Berkshire, SL1 3DR

Tel: +44 (0) 870 152 6000

Fax: +44 (0) 870 152 6009

Website: www.assurantsolutions.com/uk

Chief officer: J. Kerry Clayton

Year established: 2004

Major shareholders:

Fidelity Management & Research

JP Morgan Investment Management

Wellington Management Company, LLP

Main lines of business: Assurant’s four key businesses are Assurant Solutions, Assurant Specialty Property, Assurant Health, and Assurant Employee Benefits.

The Assurant business units provide debt protection administration; credit-related insurance; warranties and service contracts; pre-funded funeral insurance; creditor-placed homeowners insurance; manufactured housing homeowners insurance; individual health and small employer group health insurance; group dental insurance; group disability insurance; and group life insurance.

Company history: Assurant is a Delaware corporation, formed in connection with the initial public offering of its Common Stock, which began trading on the New York Stock Exchange on February 5, 2004.

Prior to that initial trading date, Fortis had formed Assurant and merged into it on February 4, 2004. The merger was executed in order to redomesticate Fortis from Nevada to Delaware and to change its name. As a result of the merger, Assurant is the successor to the business operations and obligations of Fortis, Inc.

Chief officer biography: J. Kerry Clayton, the former president and chief executive of Assurant (formerly Fortis, Inc.) from 1999 to 2006, is currently serving as interim president and chief executive on behalf of Robert Pollock, who is currently on leave from Assurant.


1st Floor, 50 Mark Lane, London EC3R 7QR

Tel: 020 7481 9157

Fax: 020 7481 9158

Website: www.aioi.co.uk

Chief officers: Ron Iles, chairman, Nigel Howard-Jones, chief executive

Main line of business: Motor insurance

Company history: Aioi Motor and General Insurance Company of Europe is a wholly owned subsidiary of Aioi Insurance Company Japan and was established to provide first class products and solutions to key international Japanese companies and their customers. The company started underwriting business on 1 January 2005.

Aioi Motor & General’s clients already include many of Japan's largest companies and it provides motor insurance and other related products to their customers. The company also insures the European operations of its parent company’s major clients.

Headquartered in London, Aioi Motor & General is licensed to provide insurance solutions to all 26 EU countries. The company is operational in six European countries and is looking to expand this coverage significantly over the next few years as part of its aggressive growth strategy.

The current product range will also be expanded to include credit life in addition to core insurance products.


WPA, Rivergate House, Blackbrook Park, Taunton, Somerset TA1 2PE

Tel: 01823 625 000

Fax: 01823 625 383

Website: www.wpa.org.uk

Chief officer: Julian Stainton, chief


Year established: 1901

Number of UK offices: 1

Number of UK employees: 230

Major shareholders: 0 (WPA is a not-for-profit company)

Main lines of business: Medical Insurance

Company history: Western Provident Association traces its origins back to 1901 where it was set up as the Reading Workpeople’s Hospital Fund Association.

On 1 December 1949 the Bristol Hospitals Fund was incorporated under the Companies Act as the Western Provident Association as a limited liability company without share capital.

WPA has a single aim that lies behind everything it does; to maintain its position as the most professional and highest quality provider of health insurance services. It strives relentlessly to provide its customers with the widest choice and best value in health insurance products, and to always exceed customers’ expectations through unrivalled service.

WPA is the only insurer to publish annually its standards of service, including complaints submitted to the Financial Ombudsman Service (FOS). Not a single complaint has been upheld against the company in the last 11 years. In the same period nearly £1bn in claims have been


Chief officer biography: Prior to joining WPA 20 years ago, Julian Stainton worked in the pharmaceutical industry and for leading advertising and PR agencies specialising in healthcare.