Losses from flooding have been mercifully small this winter - especially when compared with last year's problems.
But a new water problem is worrying personal lines insurers and brokers.
The rising water table has long been a feature of commercial insurance policies with underwriters including exclusions for damage caused by it.
Now, it seems personal lines underwriters - especially at Lloyd's - are getting in on the act by including the same exclusion in domestic property policies.
Brokers are furious. As one broker explained: "I can well understand the provision if you have a 20-foot deep basement, but for a house?"
Let's hope the water table doesn't rise any further or we'll be asking the government to take the same dynamic action that it has over flooding.
Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
