The ABI has called for a ban on motorists using mobile phones while driving.
The ABI claimed there are clear dangers of using hand-held mobile phones while driving.
According to its survey, one in three motorists admits to using a mobile phone while driving.
The ABI warned that drivers using mobile phones while driving are more likely to follow the vehicle in front too closely and react more slowly to road hazards.
The ABI's Jo Dagustun said: "Using a hand held mobile phone while driving is distracting, dangerous, and can lead to tragedy. We believe that many motorists are unaware just how dangerous this activity is.
"Creating a specific offence, together with an effective penalty regime, will leave drivers in no doubt of the seriousness of this issue."