Permanent Insurance has introduced new rates for its policies – Flexi Protector, Budget Protector and Business Protector.

Flexi Protector offers comprehensive cover, a no-claims discount after three years and the facility to keep cover in line with income through annual checks and increases up to 20% each year.

The rates for Budget Protector have been cut, and provides for claims payment of up to two years for any one illness or accident. Business Protector has also had its rate cut. It provides cover either to fund the cost of a locum for certain professions, and for others to cover the cost of ongoing business expenses.