Personal Lines

Home insurers set for profit in 2025, although losses expected in 2026

2026-01-02T14:00:00+00:00By James Cowen

’Premiums are expected to fall in 2026, also leading to a consequent fall in underwriting profitability,’ says partner

Briefing: Unwrapping the FCA’s super complaint response

2025-12-24T09:00:00+00:00By Yiannis Kotoulas

There was nothing particularly exciting about the regulator’s statement on the home and travel insurance markets, but what did we expect?

News

Motor and home premiums continue to fall in November 2025

2025-12-23T08:00:00+00:00By George McDade

‘We’re now in a phase where broad price cuts are giving way to finer adjustments,’ says director

News

City of London Police crack fake Lego theft insurance scam

2025-12-19T11:00:00+00:00By Harry McNeil

The fraudster involved ’created a web of false identities, forged documents and fabricated claims to exploit the system for personal gain,’ explains detective constable

News

FCA commits to market improvements in home and travel super complaint response

2025-12-18T12:00:00+00:00By Yiannis Kotoulas

’We’ll be monitoring consumer outcomes and will continue to hold firms and their senior leaders to account for making improvements, to help build trust and make sure people get fair value insurance,’ says the FCA’s director of competition and interim director of insurance

News

A race to the bottom – the unintended consequence of GIPP?

2025-12-17T08:00:00+00:00By George McDade

Four years after the introduction of GIPP, and with slowing premium growth finally allowing its impact to be assessed, Insurance Times investigates whether the rules spawned a worrying unintended consequence – and whether an Irish model might provide the remedy

News

Premium Credit signs three-year deal with broker in personal lines

2025-12-16T14:00:00+00:00By Harriet Scott

’Premium Credit presented a clear proposal that met our needs not only in the short-term, but also for the years ahead,’ says chief executive

News

Former dentist and children sentenced for £350,000 dental insurance fraud

2025-12-16T09:00:00+00:00By Harry McNeil

’This was a deeply calculated fraud, orchestrated by a former dentist who used her professional knowledge and personal influence to manipulate both her son and daughter,’ says detective sergeant

News

Prestige Underwriting’s non-standard home cover now available through insurtech partner

2025-12-15T15:00:00+00:00By George McDade

‘Prestige’s specialist risk expertise, combined with our digital-first approach, means we can now help non-standard customers get quality cover fast,’ says chief executive