Kebabs, squirrels, zebras and potatoes: all these feature in some of the craziest motor claims notified to Norwich Union.

One can imagine the surprise, for instance, of the motorist whose car was damaged when "a frozen squirrel fell out of a tree and crashed through the front windscreen".

Another motor discovered the ballistic qualities of a frozen kebab when taking bend at speed: "One of the doors opened and a frozen kebab flew out, hitting and damaging a passing car".

And be careful of cows' rough tongues, as one motorist discovered at his cost: "A herd of cows licked my car and caused damage to the paintwork". Finally, always check your car for errant spuds: "I couldn't brake because a potato was lodged behind the brake".