Guy Browning takes a sideways look at insurance jargon
T is for
Tariff company - A band of wandering Welsh Musicians
Tariff rate -The amount of money you have to pay to stop the Tariffs singing
Ten-to-one policy - Cover against getting involved in a game show Tender bond Holding hands
Terminal bonus - Unexpected delight when train arrives on time
Third party insurance - Cover against waking up to find you've become a Liberal Democrat
Top-slicing - Preparing carrots for boiling
Tort - Small Austrian pastry
Tortfeasor - Fat Austrian with weakness for torts
Trade losses - Swapping divorce settlement horror stories
Transfer club - Difficult procedure where caddy passes golf club to pissed broker
Trapping risks - Necessity of concentrating while doing up flies
Tret - Mild Russian expletive
U is for
Ullage - Kissing with tongues
Ultra vires - Premium condom
Umpire - Vegetarian vampire
Unfair calling cover - Dog trained to attack Jehovah's witnesses
Unlicensed reinsurance - Reinsurance brokers who don't drink (rare)
Uplift - What a Wonderbra does for women physically and men emotionally
Utmost good faith - Legendary American preacher
V is for
Variance - Prototype for the Triumph Herald
Vesting - Chucking in insurance broking and becoming a labourer
Voluntary excess - Stag night