Agency Underwriting Limited (AUL) has launched what it believes is a groundbreaking cover. Its clients can now purchase a £6.99 add-on to its standard travel insurance policy - Travellers' Legal Cover (TLC).

This provides cover for people whose holidays are ruined due to a variety of reasons, including a misleading brochure and the hotel still being a building site.

With TLC, clients are entitled to upto £10,000 to take legal action against the tour operator or travel agent responsible for their holiday being a disaster.

Managing director Richard Lamberth said he believed AUL's policy was a first and that "with consumer complaints at record levels it will be a great way to have that extra peace of mind when booking your holiday. We anticipate high demand."

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