He is lean, mean and looks like a bean. Captain Beany has insured himself for £1m against alien abduction while travelling home to Planet Beanus.

The superhero - for those with a fondness for beans and men in orange spandex - has taken out one of Ultraviolet's ET policies.

For an annual premium of £250 he is insured against abduction by aliens, impregnation by aliens and consumption by aliens.

Interplanetary travel is his bag, but interestingly enough Ultraviolet has added a monster get-out clause. The policy applies only if the above disasters take place on Earth.