| Risk 1 - Buildings | ||||
| 35 YEAR OLD PROPOSER, CLAIM FREE FOR 3 YEARS. LIVING IN A 5 BEDROOMED DETACHED HOUSE OF STANDARD CONSTRUCTION, BUILT IN 1930 IN SE1 1 (LONDON) HAVING HIGH SECURITY DOORS AND WINDOW LOCKS AND A BELL ONLY NACOSS APPROVED BURGLAR ALARM. COVER REQUESTED: BUILDINGS £200,000 STANDARD REINSTATEMENT; CONTENTS £30,000 NEW FOR OLD. | ||||
| LAST MONTH | THIS MONTH | INSURANCE COMPANY | SUBSID EXCESS | PREMIUM |
| 1 | 1 | E&L Homecare | £2,500 | £200.30 |
| - | 2 | Equity Red Star | £1,000 | £260.97 |
| 2 | 3 | Fortress Insurance | £1,000 | £268.80 |
| - | 4 | Zurich KC Solutions* | £1,000 | £277.55 |
| 4 | 5 | CGU Home Club | £1,000 | £283.50 |
| 5 | 6 | CGU Home Club Select | £1,000 | £283.50 |
| 6 | 7 | Zurich Solutions+ | £1,000 | £308.39 |
| - | 8 | R&SA H'Shield Stone# | £312.23 | |
| 7 | 9 | UGM Sapphire | £1,000 | £314.21 |
| 8 | 10 | Torch Home Insurance | £1,000 | £315.00 |
| Risk 1 - Contents | ||||
| LAST MONTH | THIS MONTH | INSURANCE COMPANY | SUBSID EXCESS | PREMIUM |
| 1 | 1 | Gan Optima Home | £30,000 | £192.99 |
| 3 | 2 | Gan Optima Bedrooms | £30,000 | £226.89 |
| 2 | 3 | E&L Homecare | £30,000 | £228.69 |
| 4 | 4 | Axa ABC | £30,000 | £229.32 |
| 6 | 5 | Ansvar Home Connect | £30,000 | £263.80 |
| 8 | 6 | Cornhill Homecover | £30,000 | £269.89 |
| 5 | 7 | Homeline System | £30,000 | £270.13 |
| 7 | 8 | Highway Coverall | £30,000 | £275.63 |
| 10 | 9 | CGU Home Club Select | £35,000 | £293.37 |
| - | 10 | L&G Rainbow Plan | £35,000 | £294.65 |
| + EDI. * Available to Key Choice members only. # Subsidence excess not displayed on the quotation. | ||||
| Risk 2 - Buildings | ||||
| 55 YEAR OLD PROPOSER, WHO IS A MEMBER OF A NEIGHBOURHOOD WATCH SCHEME AND IS CLAIM FREE FOR 4 YEARS. LIVING IN A 3 BEDROOM SEMI-DETACHED HOUSE OF STANDARD CONSTRUCTION. BUILT IN 1950 IN OX15 0 (OXFORD). COVER REQUESTED: BUILDINGS £70,000 REINSTATEMENT PLUS ACCIDENTAL DAMAGE; CONTENTS £22,000 NEW FOR OLD PLUS ACCIDENTAL DAMAGE. | ||||
| LAST MONTH | THIS MONTH | INSURANCE COMPANY | SUBSID.EXCESS | PREMIUM |
| 1 | 1 | Ansvar Home Connect | £1,000 | £70.76 |
| 2 | 2 | Ansvar Home Connect Beds | £1,000 | £70.76 |
| 3 | 3 | Congregational Nest | £1,000 | £72.47 |
| 4 | 4 | Methodist Excel | £1,000 | £74.09 |
| - | 5 | Congregational | £1,000 | £74.09 |
| 5 | 6 | Norman Home Gold | £1,000 | £75.85 |
| 6 | 7 | Norman Value Home+ | £1,000 | £76.44 |
| 7 | 8 | KC Crystal* | £1,000 | £78.90 |
| 8 | 9 | R&SA H/shield Stone# | £81.11 | |
| 10 | 10 | Northern Star Bonus | £1,000 | £83.09 |
| Risk 2 - Contents | ||||
| LAST MONTH | THIS MONTH | INSURANCE COMPANY | MAX. INSURED | PREMIUM |
| 1 | 1 | Albion Select Home | £30,000 | £57.75 |
| 2 | 2 | Methodist Home 22 | £22,000 | £65.32 |
| 3 | 3 | Folgate KC Topaz* | £22,000 | £70.51 |
| 4 | 4 | UGM Sapphire | £22,000 | £70.52 |
| 5 | 5 | Bishopsgate Safekeeping | £22,000 | £71.30 |
| 7 | 6 | L&G Rainbow Plan | £35,000 | £73.03 |
| 8 | 7 | Folgate KC Quartz* | £35,000 | £73.64 |
| 9 | 8 | Link Bedroom Rated | £40,000 | £76.01 |
| 10 | 9 | Homeline System | £22,000 | £76.38 |
| - | 10 | Gan Optima Home | £22,000 | £76.56 |
| + EDI . * Available to Key Choice members only. # Subsidence excess not displayed on the quotation. | ||||
| Risk 3 - Buildings | ||||
| 42 YEAR OLD PROPOSER, CLAIM FREE FOR 3 YEARS. LIVING IN A 3 BEDROOM SEMI-DETACHED HOUSE OF STANDARD CONSTRUCTION BUILT IN 1988 IN PO41 0 (YARMOUTH, ISLE OF WIGHT). COVER REQUESTED: BUILDINGS £75,000 STANDARD REINSTATEMENT; CONTENTS £20,000 NEW FOR OLD, PLUS £2,500 UNSPECIFIED.ALL RISKS PERSONAL POSSESSIONS COVER | ||||
| LAST MONTH | THIS MONTH | INSURANCE COMPANY | SUBSID EXCESS | PREMIUM |
| 1 | 1 | R&SA Homeshield Stone# | £82.14 | |
| 2 | 2 | Gan Optima Home | £1,000 | £108.22 |
| 3 | 3 | R&SA Choices# | £113.56 | |
| 4 | 4 | R&SA Choices Extra | £1,000 | £116.73 |
| 5 | 5 | Torch Home Insurance# | £121.19 | |
| 6 | 6 | Homeline System | £1,000 | £135.60 |
| 7 | 7 | Nelson Household | £1,000 | £138.20 |
| 8 | 8 | Lombard 100 | £1,000 | £139.38 |
| - | 9 | Equity Red Star | £1,000 | £140.56 |
| 9 | 10 | Lombard Secure Choice+ | £1,000 | £143.42 |
| Risk 3 - Contents | ||||
| LAST MONTH | THIS MONTH | INSURANCE COMPANY | MAX. INSURED | PREMIUM |
| 1 | 1 | CGU Home Club | £20,000 | £66.85 |
| 10 | 2 | Bell Household | £20,000 | £69.51 |
| 2 | 3 | NU Club HP | £20,000 | £69.70 |
| 3 | 4 | CGU Standard | £20,000 | £69.77 |
| 4 | 5 | Ideal Insurance | £20,000 | £70.51 |
| 6 | 6 | CGU Home Club Select | £20,000 | £71.64 |
| 7 | 7 | Albion select Home | £30,000 | £72.31 |
| 8 | 8 | Cornhill Homecover | £20,000 | £72.84 |
| 9 | 9 | Ansvar Home Connect | £20,000 | £74.13 |
| - | 10 | Nelson Household | £20,000 | £78.32 |
| + EDI . * Available to Key Choice members only. # Subsidence excess not displayed on the quotation. | ||||
The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.
Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.
