MGA Analysis
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News AnalysisDrones set to deliver net risk benefits – but sky-high human error claims costs must be mitigated
Although research demonstrates that drone usage can reduce a business’ net risk profile overall, risk professionals must think strategically about combating pilot errors as ‘the human in that chain is the weak link’ contributing to claims costs
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IT InterviewBarry Reynolds: Verlingue London Markets ‘heavily focused’ on MGA market as it seeks specialist growth
‘We’re really focused on finding areas of business that are not mainstream, but where we know that the London market has something specialist to offer,’ says broker’s executive director
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IT InterviewMichelle O’Reilly: Looking over the add-on sector with a ‘lawyer’s eye’ from Alps
As brokers increasingly turn to add-on products to differentiate themselves in a soft market, a managing director sees an opportunity for growth via ‘expanding distribution, new business acquisition and product development’
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News AnalysisRegulatory tightening in UK M&A market ‘weeding out’ weaker distribution firms
As broker and MGA M&A deal volumes hit multi-year lows, a managing director believes regulatory tightening ’has materially slowed consolidation in the UK insurance distribution sector while accelerating selective market exit’
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IT InterviewNick Linacre: How the Claims MGA of the Year brings an investigator’s mindset to claims handling
Winning Insurance Times’ Claims MGA of the Year award was recognition of Purbeck Insurance Services’ approach to claims, but for claims manager Nick Linacre, the real success comes long before a claim is ever paid
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News AnalysisIn Focus: MGAs solidify status as hotspot for underwriter talent
’In larger insurer environments, some underwriters may feel more removed from individual risks,’ says managing director
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AnalysisThe Big Question: Is UKGI distinguishing intentional D&I from performative action?
UK general insurance (UKGI) has placed increasing emphasis on inclusive and ethical cultures – but is the industry effectively distinguishing intentional diversity and inclusion (D&I) from performative action, and where is further progress needed?
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News AnalysisTechTalk: Hyperscale data centre boom triggers ‘call to action’ to break down insurance silos
’Effective underwriting of these massive campuses requires precise risk pricing that accounts for asset concentration and, crucially, the potential for cascading failures,’ says senior credit analyst
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News AnalysisIn Focus: How can MGAs sustain growth over the next five years?
MGAs have cemented their place at the heart of insurance distribution, driven by specialist expertise, agility and strong broker relationships. But as the sector continues to grow, can it maintain the qualities that fuelled its success while avoiding the pitfalls of rapid expansion – and what will it take to ...
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News AnalysisTechTalk: AI washing creates ‘massive expectation gap’ across insurance provision and liability
’The pressure to use AI is coming from competitors, boards, investors and the fear of being left behind – which is why much of the current market noise is better described as AI gloss than AI strategy,’ says technology consulting director
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IT InterviewDavid Aslin: Human touch in a digital market – why Lumara is betting on relationships
As the insurance market pushes deeper into AI and automation, Lumara’s chief executive argues that underwriting expertise and broker relationships still matter most
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News AnalysisThe most common causes of claims in the aesthetics sector – and how to prevent them
‘The frequency and the severity of claims’ in ‘a very litigious’ sector can be mitigated through ‘effective, proactive risk management’, says MGA’s head of legal and risk management
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News AnalysisThe Big Question: What is it ‘Time: To’ prioritise and achieve at the Biba Conference 2026?
Insurance Times asked industry figures what they were most looking forward to for this year’s Biba’s conference
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IT InterviewLouise Birritteri: Beyond embedded insurance – how one MGA is seeking to build ‘insurance enabled business models’
MGA chief executive explains how her firm is trying to solve pain points in the short-term rental market by developing an entirely new insurance enabled business model
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News AnalysisThe Big Question: Insurer megamergers are adding up – what M&A opportunities are still on the table for UKGI’s largest carriers?
A surge of deals has triggered a new consolidation cycle that is redefining scale, competition and capability across the UK general insurance market. But questions remain around integration risk, broker dynamics and whether bigger will truly mean better.
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AnalysisMGAs ‘not quite as digitally sophisticated as they portray’
’One of the challenges you’ve got in this space is technology requires a capital outlay and if you’re a startup business, or a business that hasn’t got a huge amount of cash to invest, it can be quite prohibitive in terms of that digital transformation,’ says chief executive
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AnalysisClaims management is the ‘lever’ for MGA profitability in softening market
’Claims is a real area of opportunity if you get it right,’ says chief executive
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WebinarInsurance Times’ latest MGA webinar now available to watch
The webinar digs into the drivers and influences that are shaping the MGA market
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News AnalysisAttacking opportunity: Can the cyber insurance market deliver in 2026?
Record cyber attacks in 2025 exposed entrenched supply‑chain vulnerabilities and caused widespread disruption to UK businesses, yet cyber insurance penetration remains low – what opportunities does the market see to protect businesses going forward?
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News AnalysisCyber risk takes root on the farm as agriculture goes fully connected
‘Farmers are natural risk managers. They’ve been doing this for hundreds of years – in essence, since the dawn of man,’ says managing director
