Insurer Groupama this week opened the throttle on its motorbike business with the launch of two new products – Optima Unibike and Optima Multibike.

Both products target riders aged 25 and older and use a series of lifestyle questions to help determine premium rates.

Unibike insures riders with single larger motorcycles, while Multibike covers policyholders who have access to more than one machine. The products are available now on quotation systems including Misys, CDL and CSC Ra.

The company said the new policies incorporate many of the factors that have made its current motor policies a success.