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Robert Marshall, I would have thought that the audit process Motor Traders will have to put in place would fish out the tactics you are suggesting. From my experience the selling of GAP is long overdue an overhaul, often exploited and overpriced with sales people heavily rewarded for the sale of, etc etc.

I appreciate the benefits of GAP cover and in principal it is a product that is fit for purpose, however I for one welcome the FCA's approach, its a good start to put the consumer back in the driving seat.

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