The Briefing

Broking M&A

THE BRIEFING: Personal lines broking

Personal lines broking: The risks of unrated insurers, the threat of Amazon, dual pricing and insuretech


Cyber risk to HNW individuals is growing

Insurers move to include cyber in high net worth products as social engineering and business email compromise attacks rise


High net worth investors are turning to drink as whisky values surge

Wealthy collectors splash the cash on rare Scotch, while London’s ultra-high net worth stick to bricks and mortar

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HNW cover prices under pressure from costs and exits

Rising cost of claims and high-profile exits drive up premiums as market hardens

high net worth mansion

How can high net worth brokers and insurers add more value?

Three experts voice their opinions on how to provide better service to HNW clients


How can brokers seize the opportunities within schemes?

Four insurance specialists give their views on making the most of business with schemes


‘Flat white economy’ stirs schemes brokers

With the digital economy now the UK’s largest sector, there are huge opportunities in both mainstream and niche insurance, with intellectual property and other intangibles offering room to innovate

Gig platforms

Paying-as-you-go in the gig economy

Changing workplaces and the rise of the sole trader and gig economy has introduced new opportunities for specialist scheme providers


Does the UK have a compensation culture?

Four specialists discuss the effects of fraudulent claims and how the industry can guard against them

Women and childbirth effect

Time to shrug off the industry stereotypes

It is essential that insurance improves representation for both race and gender at all levels, to better reflect its customer base


Are brokers doing enough to innovate?

Four insurance specialists give their views on whether brokers are keeping up with changes in the market

Reinsurer investment

Brokers encouraged to embrace use of smart home tech

Biba has collaborated with Magenta Insurance to tackle rising cost of escape of water claims, as part of a wider approach to leveraging connected smart devices for home cover policies

Young driver

Millennials are main perpetrators of motor insurance fraud

Research by Cifas suggests the view of insurance fraud as a ‘victimless crime’ persists in the UK, with younger drivers increasingly likely to offend through fronting, leading to calls for continuing education from the industry

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What can brokers and insurers do to tackle dual pricing?

Four specialists give their views on how the industry shifts from giving preferential prices to new customers


Keyless entry a growing concern as motor thefts rise

Car theft claims rose by 27% in 2018, as criminals find new ways of hacking into high-end cars


Dual pricing: Getting off the hamster wheel

The insurance industry is coming under increasing pressure over dual-pricing. Will it ever be able to eliminate it?