Chubb has appointed Paul Chapman as head of personal insurance, following a restructure of its personal lines division.

The appointment is the final phase of the overhaul, which will increase the company's regional presence. All underwriting will remain in London.

The new role will see Chap-man, former worldwide underwriting manager for health, overseeing Chubb's personal lines and accident and health businesses across Europe. He replaces John Simms, who left last month.

Although he has been with Chubb for 15 years, Chap-man's experience in personal lines is thought to be limited. One source said there had been an "element of surprise" about his appointment.

Chris Giles, chief executive of Chubb Insurance Company of Europe, said: "The new role means we have one divisional manager for our products that cover employees, affinity groups and personal lines policyholders.

"We now have one senior manager directing each of our three business divisions and this reflects how we manage and report our business on a global basis."

A spokesperson for Chubb said that no further changes in personnel were expected.

Chapman will assume his position on 14 May.