Royal & Sun-Alliance (R&SA) has launched a new insurance policy called Inherent Defects.
It offers cover against the cost of repairing and strengthening a building where damage has been caused by problems in structural or non-structural elements (such as weather- or water-proofing and mechanical and electrical services).
It was developed with the Association of British Insurers (ABI) and the British Property Federation.
Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.




































