DfT suggests using MID as proof of insurance

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The government wants to scrap driving certificates in favour of using the motor insurance database (MID) as proof of insurance, according to a consultation paper published today.

The Department for Transport paper, Removal of motor insurance certificates, would remove the legal requirement for insurers to issue printed or electronic forms by amending the Road Traffic Act 1988.

Many organisations, such as the police and vehicle hire firms, already rely on information stored on the MID as evidence of valid insurance.

Roads minister Stephen Hammond said:  “More and more people are using technology to organise their everyday lives, so it is only right we look at how we can make life easier for motorists and industry.

“That is why today we are launching a consultation to scrap the legal requirement for insurance certificates to be issued and consolidate a system whereby all information is online.

“This has the potential to make significant savings down the line, which I hope will be passed on to policyholders. It will also make the lives of motorists and police easier.”