What is the best thing to do to reduce your life insurance premium after narrowly surviving a 288mph crash in a rocket-powered car?

If you’re Top Gear’s Richard “Hamster” Hammond, stand in the middle of the Cage of Death at the MPH roadshow. The cage is a rusted steel orb inside which stunt motorbikes circle menacingly, narrowly missing body parts. Backchat’s host for the evening, Chubb, was very amused.