Ahead of presenting at Insurance2025, Collision Management System’s founder and CEO sat down with Insurance Times to discuss where telematics is going, the ’who owns the data’ argument, and what to expect from his presentation next week

Charles Smith, Collision Management System’s chief executive and founder, thinks the argument over who owns the data relating to telematics is “simple”.


Collision Management System founder and CEO, Charles Smith

Many in the industry have argued this issue since telematics came to market. Some believe it is owned by the manfucturer of the vehicle that is being driven, while some believe it is owned by the insurer.

But Smith believes the information ultimately belongs to the policyholder.

Smith also believes that there will be a lag in the development in telemtatics within personal lines, with commercial lines taking over soon.

Listen to the full podcast below: