Up to a third of mortgage holders and 38% of tenants have never calculated the value of their belongings, a survey by Primary Direct shows.

And about a quarter of those who did take the time, only did so once.

The research also revealed an estimated 5.9 million mortgage holders were potentially under-insured. In addition, 66% of home-owners said they had home contents cover, leaving 3.8 million property owners uninsured.

This is despite the fact that 55% of homeowners said they were very concerned about the threat of burglary. Other concerns given were fire (34%), burst pipes (18%) and being flooded (11%).

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

Topics