UK motorists remain less likely to make a motor insurance claim than their US counterparts, according to a new study.

And motor insurance claims worth less than £1,000 are beginning to decrease in number in the UK, against recent trends.

These finding are published today in the third UK Bodily Injury Awards study, jointly commissioned by the IUA and the ABI.

They analysed more than one million injury claims with information provided by almost all of the UK's medium and large motor insurers.

The study found that the number of UK motor claims below £1,000 has dropped since 1999.

But they found that motor claims over £1,000 have continued to increase, with claims remaining higher than mid-1990s levels.

The report also found that the average cost of claims has also risen sharply over the past decade.

  • For Lord Hunt's opinion on personal injury awards, see page 12.

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