One in three motorists will not claim on their motor insurance following an accident, a study by Royal & SunAlliance found.

Fear of losing no claims bonuses and the fact that claims are often worth less than the excess means that 36% of motorists would rather fix the problem themselves or simply not repair the damage at all, the report said.

Drivers are prepared to pay £235 out of their own pockets to fix the damage, and one in 10 is ready to shell out £500 to avoid making an insurance claim.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.