Fast cars and speed cameras are a dangerous mix on the open road.

One minute you are driving along, and the next you are craning your neck to see whether that was a flash coming out of the grey box on the side of the road.

Luckily Backchat has learnt of a new cover which aims to help out those who have totted up too many points and lose their licence.

'12 Points Plus' is being promoted by South Essex Insurance Brokers and underwritten by Allianz Cornhill.

Alternative transport to work will be provided, as will a driver for essential work travel, and the kids will be taken to school.