Norwich Union Healthcare has proposed a public-private partnership for financing the NHS, whereby everyone would contribute “premiums” based on their level of income.

Everyone would be obliged to register with a health insurer of their choice and, in so doing, carry “stakeholder” insurance. Income tax would be reduced to accomodate these premiums.

The NHS would itself become a health insurer providing cover for the unemployed and those on benefits. Insurers, including NHS Insurance, would buy services from the NHS and private hospitals.