Risk 5 - Buildings
29 YEAR OLD PROPOSER, CLAIM FREE FOR 1 YEAR LIVING IN A 2 BEDROOM TERRACED HOUSE OF STANDARD CONSTRUCTION BUILT IN 1920 IN M18 7 (MANCHESTER). COVER REQUESTED: BUILDINGS £48,000 STANDARD REINSTATEMENT; CONTENTS £17,000 NEW FOR OLD
LAST MONTH THIS MONTH INSURANCE COMPANY SUBSID EXCESS PREMIUM
1 1 Homeline System £1,000 £57.75
2 2 UGM Sapphire £1,000 £64.51
3 3 Folgate KC Topaz* £1,000 £64.51
4 4 Folgate KC Quartz* £1,000 £64.51
6 5 Nelson Household#   £66.54
7 6 Torch Home Insurance#   £68.04
8 7 KC Crystal*   £68.25
9 8 R&SA Homeshield Stone#   £69.62
10 9 Northern Star Bonus £1,000 £75.60
- 10 Northern Star (H&H) £1,000 £75.60
         
Risk 5 - Contents
LAST MONTH THIS MONTH INSURANCE COMPANY MAX. INSURED PREMIUM
1 1 Highway Coverall £17,000 £136.55
2 2 R&SA Choices £17,000 £139.41
3 3 R&SA Choices Extra £17,000 £167.23
4 4 Highway Selections £35,000 £168.40
5 5 Ideal Insurance £17,000 £169.58
6 6 Iron Trades Economy £17,000 £173.15
7 7 L&G Rainbow Plan £35,000 £200.72
8 8 Iron Trades Insurance £17,000 £216.88
9 9 Ansvar Home Connect £17,000 £218.91
10 10 Ansvar Home Connect Beds £40,000 £222.60
* Available to Key Choice members only. # Subsidence excess not displayed on the quotation.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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