| Risk 5 - Buildings | ||||
| 29 YEAR OLD PROPOSER, CLAIM FREE FOR 1 YEAR LIVING IN A 2 BEDROOM TERRACED HOUSE OF STANDARD CONSTRUCTION BUILT IN 1920 IN M18 7 (MANCHESTER). COVER REQUESTED: BUILDINGS £48,000 STANDARD REINSTATEMENT; CONTENTS £17,000 NEW FOR OLD | ||||
| LAST MONTH | THIS MONTH | INSURANCE COMPANY | SUBSID EXCESS | PREMIUM |
| 1 | 1 | Homeline System | £1,000 | £57.75 |
| 2 | 2 | UGM Sapphire | £1,000 | £64.51 |
| 3 | 3 | Folgate KC Topaz* | £1,000 | £64.51 |
| 4 | 4 | Folgate KC Quartz* | £1,000 | £64.51 |
| 6 | 5 | Nelson Household# | £66.54 | |
| 7 | 6 | Torch Home Insurance# | £68.04 | |
| 8 | 7 | KC Crystal* | £68.25 | |
| 9 | 8 | R&SA Homeshield Stone# | £69.62 | |
| 10 | 9 | Northern Star Bonus | £1,000 | £75.60 |
| - | 10 | Northern Star (H&H) | £1,000 | £75.60 |
| Risk 5 - Contents | ||||
| LAST MONTH | THIS MONTH | INSURANCE COMPANY | MAX. INSURED | PREMIUM |
| 1 | 1 | Highway Coverall | £17,000 | £136.55 |
| 2 | 2 | R&SA Choices | £17,000 | £139.41 |
| 3 | 3 | R&SA Choices Extra | £17,000 | £167.23 |
| 4 | 4 | Highway Selections | £35,000 | £168.40 |
| 5 | 5 | Ideal Insurance | £17,000 | £169.58 |
| 6 | 6 | Iron Trades Economy | £17,000 | £173.15 |
| 7 | 7 | L&G Rainbow Plan | £35,000 | £200.72 |
| 8 | 8 | Iron Trades Insurance | £17,000 | £216.88 |
| 9 | 9 | Ansvar Home Connect | £17,000 | £218.91 |
| 10 | 10 | Ansvar Home Connect Beds | £40,000 | £222.60 |
| * Available to Key Choice members only. # Subsidence excess not displayed on the quotation. | ||||
- News
- Analysis
- Destination Insurance
- Brokers
- Insurers
Luke Baker: Dovetail policy wordings are ‘a key concern’ for risk managers in combating increasingly fragmented yet interconnected risk landscape
Airmic 2026: Risk managers must get comfortable operating in the gaps between traditional risk categories as modern risks ‘refuse to stay in their lane’
Aviva to rebrand acquired Lloyd’s syndicate
- Ratings
- Research
- Fraud Charter
- Topics
- Events
- Expert Views
Why staying up to date with engineering inspections matters more than ever – Allianz
Social mobility and belonging vital as class-based barriers persist – Zurich UK
Rethinking what an apprentice looks like in today’s insurance industry – Movo Partnership
Informal communications in professional services create new risks – Hiscox
- Edition




































