JE Leak's question (Letters, 24 February) regarding when and where motor vehicles require RTA cover raises a wider issue.
The artificial division between RTA and non-RTA cover is not recognised by claims. Being hit by a vehicle doing 40mph causes, in similar circumstances, the same damage and injury irrespective of whether on a public road or elsewhere.
Why should the injured party be put at a potential disadvantage due to the extent of insurance purchased by the negligent party? The solution, which would adopt common sense, would be to modify legislation so that any motorised vehicle requires, as a minimum, 'RTA cover' irrespective of where and when the vehicle is used.
Chris Ridgers
The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.
Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.
