All The market articles
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News AnalysisSolvency ratios strengthen as UK and Gibraltar insurers rebuild profitability
Insurance DataLab analysis of the latest solvency and financial condition reports (SFCRs) reveals rising solvency coverage and improving underwriting results across both markets
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News AnalysisTop earning schemes deliver brokers reliable commission growth
The largest schemes have delivered brokers reliable growth in commission over the past two years, though volatility and slumps – such as in previous fast-climber cyber liability – have been seen in other lines
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News AnalysisThe Big Question: Are insurtechs solving real problems or just chasing hype and funding?
As the wave of AI-backed technology drives waves of investment and excitement, the debate over insurtech’s role in the market is heating up. Are these firms solving the industry’s real challenges, or simply chasing hype and funding? Insurance Times puts the question to leading voices from the market.
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News AnalysisInsurance sector ‘could become vulnerable’ following new fraud rules
’Insurers or any of the organisations that fall into scope need to ensure that any suppliers or agents likely to act on their behalf have the relevant controls and processes in place to mitigate the risk,’ says head of fraud
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News AnalysisOzempic confusion putting travel insurance at risk for thousands
‘This confusion isn’t academic, it has real consequences for millions of Britons purchasing travel and health insurance,’ says chief executive
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News AnalysisUKGI market returns to underwriting profit as expense management pays dividends
Market intelligence firm pinpoints the best performing business lines in UKGI, while warning that the ‘diverging fortunes’ between firms’ expense and loss ratios can make or break sustainable profitability
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News AnalysisCommercial lines index hints that soft market may be bottoming out
‘While it is unclear when markets will harden, the decrease in rate softening is an indication that this may be starting to happen and this will be welcome news,’ says director
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News AnalysisThe Big Question: What impact could greenwashing have on insurance provision and management?
Greenwashing – a practice whereby companies make misleading or false claims to appear more environmentally friendly and sustainable than they actually are – is emerging as a challenge for insurers and brokers, with potential reputational, regulatory and legal consequences
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News AnalysisMGAs boost productivity as profits and growth come under pressure
Insurance DataLab shares exclusive insight from its soon to be published MGA Performance Report 2025, revealing the top performing firms in this industry subsector
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News AnalysisScheme brokers see double digit year-on-year commission growth – but momentum slows
Commission growth may be up year-on-year for major scheme classes, but this momentum has slowed and even reversed for some lines
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News AnalysisThe Big Question: What steps should UKGI take to inspire young people to embrace a career in insurance?
Senior leaders across the sector argue that insurance must be reimagined and rebranded for young people – not as a monolithic industry of admin and jargon, but as a dynamic, meaningful and diverse career landscape
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News AnalysisSector must take counter fraud messaging and education ‘to another level’
Much more work is needed to truly educate the public on the dangers of insurance fraud – and Fraud Charter attendees agreed that this had to be collaborative
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News AnalysisSoftening market sees commercial premiums drop in all but one UK region
‘For brokers, a softening market entails an increased focus on rebroking to secure the best terms and a close examination of policy wordings to advise if cheaper [cover] fits the needs of clients,’ says director
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News AnalysisThe Big Question: What were the most unexpected takeaways from the Biba Conference 2025?
Following another energetic and well attended Biba Conference in Manchester this May, industry leaders reflect on the most surprising moments from across the two-day conference
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News AnalysisLatest GI complaints data shows improvements – but redress and resolution delays increase
Motor and transport insurance remains the most complained about business line in UKGI, according to the FCA, with complex claims and repair delays fuelling frustrations
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News AnalysisLive chat rise and lost phone calls show digital tension in commercial lines
ETrading ‘probably works 90% of the time, but the angst of that 10% is disproportionate,’ says chief executive
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News AnalysisBroker profitability rises as growth slows
Insurance DataLab shares exclusive insights from its not yet published Broker Performance Report 2025, revealing the podium level firms that have obtained one of its coveted gold awards
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News AnalysisThe Big Question: What do the FCA’s proposal U-turns mean for UKGI?
Following the FCA’s March 2025 decision to abandon its proposed name and shame strategy and shelve new diversity and inclusion requirements, industry voices share their perspectives and discuss the possible ramifications of these decisions on the UK general insurance sector
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News AnalysisWill RSA’s reputation remain ‘Intact’ after rebrand?
Adopting parent company’s name could see the insurer ‘literally starting again as a brand’ – or could the ‘allure’ of a ‘new and different’ name pose an ‘interesting strategy’ for business progression?
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News AnalysisBriefing: Biba Conference 2025 facilitates sector futureproofing with tailored events
The two-day event is famed for its thought provoking conference agenda and the massive opportunity for networking, however distinct events for women and the younger generation prove that trade association has its eye on the industry’s future
