Insurers should be more proactive in preventing flood damage to domestic properties according to Nick Clarke of Crawford & Co.
Delegates at the CII conference workshop on the increased risk of flooding heard how global warning was increasing the risk of wet winters six-fold whilst hot summers were going to be 10 times more likely.
The south-east climate will soon be more Bordeaux than Basingstoke, according to the speakers.
With the increased risk of extreme weather conditions Clarke called on insurers and loss adjusters to be more proactive in helping householders to protect their homes.
He said: "Insurance companies are not there to prevent problems rather as a remedy, but there is the odd thing they can do to prevent continuous loss.
"Betterment does not have to cost money and the cost benefits are there. It is about people being clever.
"We can also push policy holders into doing things to improve their properties."
But he added the industry has a long way to go in understanding how to put right properties damaged by flood.
He said: "Things are not as good as they should be. People are starting to question whether when we put things back together do we do it right?
"Conclusion: We don't"

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