Defendants concede that premium recoverability is not linked to regulation 4 Conditional Fee Agreement Regulations, as per English v Clipson.

As readers will be aware, defendant insurers, directly or through their solicitors or costs negotiators, have been refusing to pay ATE premiums relying upon the controversial decision of a Peterborough District Judge in English v Clipson.

One wonders at their reasons for so doing when Ian Burnett QC their counsel conceded as follows: "May I clarify the position concerning the premium. As we have submitted, the consequence of the person giving the regulation 4 information not being the legal representative is that the CFA is illegal and unenforceable.

"Thus the retainer fails and no costs may be recovered under it.

"The TAG agreement in respect of which the TAG premium is paid is not within the retainer."

The only people to have suffered as a result of insurers' refusal to pay ATE premiums are the claimants themselves who have had to wait for this concession.

Anthony Dennison
Rowe Cohen Solicitors

Send letters to: Insurance Times, 30 Cannon Street, London, EC4M 6YJor email:
letters@instimes.co.uk or fax : 020 7618 3499

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

Topics