In Lloyd Stewart's letter he quotes a Norwich Union advertisement as saying: "If we cannot beat your existing (household) premium we will give you £60" (Letters, 11 January).

Having had an extremely attractive premium from Liverpool & Victoria for my household cover, I was on to Norwich Union's website in a flash to get my £60.

To my disappointment, the actual wording was: "If we cannot beat your existing (household) premium we will give you £60 cash back when you switch to us."

Not quite the same, as I would have to pay a significantly higher premium to Norwich Union to renew with it, so that it could then give me £60 of my own money back.

I suppose this is a good example of where the likes of Mr Stewart should read the wordings of insurance products carefully, proving the old saying: "If it looks too good to be true, then it probably is."

Jonathan Ling, Finance director, Whitespace Software

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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