Insurers refuse to cover modifications for wheelchairs
Many UK motor insurers “dodge” anti-discrimination laws by refusing to disabled drivers because they have modified cars, the Observer reports.
A search of policies offered by 115 insurers and brokers on Moneysupermarket.com, found only one willing to offer cover to a disabled driver with 25 years' experience and a five-year no-claims bonus.
- Ten insurers asked for more details
- Most declined to quote "at this time"
- 31, including MoreThan, said they would not quote on a vehicle with "modifications".
A spokesman at Moneysupermarket said: "All we do is provide the information to the insurer and they then decide whether to offer a quote."
Confused?
On Confused.com, only 12 out of 80 insurers were willing to offer insurance online.
Will Thomas, head of car insurance, said: "[Insurers] need to be educated that disabled drivers pose no higher risk than anyone else."
