Police in the Midlands have swooped on a gang that has carried out a series of motor insurance frauds totalling £50,000.
Four people, including an air hostess and a sales director, have been charged with obtaining money by deception from insurers Avon Insurance, Ecclesiastical and Haven Knocks.
The arrests follow a complex and lengthy investigation by specialist fraud officers based in Dudley.
A police spokesman said the Dudley officers had liaised with other forces across the Midlands to catch the fraudsters.
The four people are due to appear before Redditch magistrates next week.