Adjusters urged to submit fire and flood loss data due to wildfire risk

The Chartered Institute of Loss Adjusters (Cila) has called on loss adjusters to submit large loss data to the relaunched RISCAuthority Large Loss Database, Insurance Times can reveal.

The call comes following one of the UK’s most severe wildfire seasons on record, with parts of England reaching the highest possible fire risk rating this summer.

The database pools UK fire and flood claims data on behalf of the insurance industry and plays a key role in identifying emerging risk trends and shaping fire safety research.

A simplified version of the platform was introduced in July 2026, reducing it from over 400 datapoints to around 40, with a sharper focus on emerging risks such as lithium-ion battery related fires and those involving sustainable construction materials. 

A ‘timely reminder’

Cila said that it was encouraging its members to treat data submission as a professional responsibility and is working with RISCAuthority to raise awareness and provide training on the updated system.

Paul Redington, deputy chair at Cila’s property special interest group, said: ”This summer’s wildfire activity is a timely reminder of how quickly fire risk, for example, can escalate and evolve.

”The insurance industry’s ability to understand and respond to that and other risks depends in part on the quality and completeness of the data it has to work with. Loss adjusters are often the first professionals on site after a major fire or flood and the detail captured assists in shaping the guidance and regulation that helps protect lives and property in the future.

“We’re asking adjusters to ensure that they make submission a routine part of every qualifying claim.”