’We deliberately limit our appetite to areas we are passionate about and understand deeply,’ says chief executive
A new MGA providing cover to manufacturing businesses and unoccupied properties has been launched.

Called Elitium, the MGA’s offering includes commercial combined insurance for select trades within the manufacturing sector and property cover for well-maintained unoccupied residential and commercial properties.
It is co-founded and will be led by co-chief executives Linda Bichener, former commercial underwriting manager at Dual, and Leah Miller, former senior commercial trading underwriter at Dual.
Between them, they have 45 years of expertise in underwriting manufacturing and property risks.
Bichener said: “We founded Elitium to bring care, attention and expert judgement back into the underwriting process. We believe that every risk deserves to be properly understood and every broker deserves direct access to the people making the decisions.
”That’s why each submission is reviewed by an experienced underwriter, ensuring tailored, contract-certain terms that brokers can present to their clients. We act as a genuine extension of our brokers’ teams, providing specialist underwriting expertise and responsive support.”
Miller added: “Brokers come to us because their clients don’t fit neatly into automated systems and our role is to listen, advise and build cover that genuinely works in practice, not just in theory.
”We deliberately limit our appetite to areas we are passionate about and understand deeply, allowing us to underwrite with confidence, consistency and sound judgement.”
Another launch
The MGA has been incubated by Mission and marks the 10th UK launch for the Mission stable.
Read: Acrisure launches new UK MGA
Read: MGA expands direct and facultative property offering to London market
Explore more MGA-related content here, or discover other news stories here
Ross Dingwall, chief executive at Mission, said: “Elitium embodies exactly what Mission was built to support. Experienced underwriters creating specialist MGAs with a clear, long‑term vision, expertise and a drive to deliver for their partners and clients.
”I am confident that Miller and Bichener’s thoughtful underwriting and deep experience in this specialist area will set them apart.”

His career began in 2019, when he joined a local north London newspaper after graduating from the University of Sheffield with a first-class honours degree in journalism.
He took up the position of deputy news editor at Insurance Times in March 2023, before being promoted to his current role in May 2024.View full Profile
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