MIB pledges to end uninsured driving in new five-year plan

The Motor Insurers’ Bureau (MIB) has called for the uninsured driving fine to be quadrupled as it outlined a new plan “to end uninsured driving for good”.

The UK not-for-profit has developed a strategy called Accelerating to Zero, which aims to end uninsured driving within five years.

As part of its plan, the MIB is calling on the government to increase the fine for uninsured driving from £300 to £1,200.

The MIB also highlighted a YouGov poll, which showed that 78% of British adults do not think the current £300 fine for driving an uninsured vehicle is enough to deter people.

Some 75% of British adults also support increasing the fine for driving without insurance to £1,200.

Angus Eaton, chief executive at the MIB, said: “We believe that the current penalty of £300, which hasn’t changed in over 10 years, simply isn’t enough of a deterrent. We’re calling for the penalty to be raised so that it is double the average premium, to help eradicate the issue.

“Accelerating to Zero is an ambitious plan, but we believe that in five years’ time we will be able to look back and be proud that we’re much closer to ending uninsured driving.”

Other plans

The call for increased fines is part of a series of initiatives the MIB has planned to make roads safer.

These include better education for young drivers, improved data services to identify those driving uninsured and stronger partnerships with the government, police and the insurance industry.

“Over the last 80 years, we’ve achieved a great deal as an organisation in managing claims and tackling the wider uninsured driving problem,” Eaton said.

“But we know that in simply managing claims, we’re not dealing with the problem early enough because uninsured drivers still wreck lives. And it’s getting harder to solve.

“Accelerating to Zero is our commitment to end uninsured driving for good.”