’Workplace illness and injury continue to represent one of the most material risks for UK employers,’ says underwriter
Specialist MGA Carrow Insurance has launched a new range of accident and health covers in the UK for corporate and affinity business.
Covers include corporate personal accident and business travel, group personal accident programmes and tailored corporate illness benefits.
They are all supported by financial limits of up to £3m per individual, £25m per event and £10m for medical expenses.
Paul Greenleaf, senior accident and health underwriter at Carrow Insurance, said: “Workplace illness and injury continue to represent one of the most material risks for UK employers.
“The Health and Safety Executive estimates the annual cost of workplace injury and ill-health at more than £20bn with lost productivity and sickness absence placing an increasing burden on businesses. Our corporate personal accident and business travel solutions demonstrate a company’s commitment to employee protection by covering accidents whether they occur at work, at home or while travelling on business.”
A ‘critical time’
Group personal accident programmes also extend to granting employees access to a wide range of support services, which include resources and counselling.
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Greenleaf added: “Unlike employers’ liability, accident and healthcover operates on a no-blame basis, meaning negligence does not need to be established before benefits are paid.
”This enables faster payments to employees or the business, reducing financial stress at a critical time.”
Ronan Conboy, chief executive at the MGA, said: “Our model is built to give brokers speed, clarity and confidence.
”We want to help them with solutions that employers will value and trust. Healthy employees are the foundation of healthy businesses and ensuring more UK companies can access accident and health cover not only protects their people but also strengthens recruitment, retention and operational resilience.”

With a range of freelance experience, Harriet has contributed to regional news coverage in London and Sheffield, as well as music and entertainment reporting across various publications.View full Profile
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