Howden-owned MGA secures five-year capacity deal with Zurich as lead

Howden-owned Dual UK has announced a five-year capacity deal led by Zurich, along with Liberty and other A-rated capacity, to support its new regional commercial combined product.

The commercial combined product is aimed at the £10,000 to £50,000 premium segment of businesses outside London.

Dual UK said that securing the capacity is part of its growth plan. Over the past 20 years, the MGA has surpassed £1bn gross written premium (GWP) in the UK across 27 product lines.

Simon McGinn, chief executive at, Dual UK said: “I am delighted to announce this new long-term deal, which will support the next phase of our growth.

“I’m particularly pleased that we can build on our strong and established strategic partnerships with Zurich and Liberty, who share our values and whose keenness to work with us is a testament to the strength of our proposition.

“We’ve been successfully trading across the UK for some time now and have made good progress building our teams outside London over the past 12 months. This injection of capacity allows us to continue to launch new solutions into areas where brokers and their end customers really need them.”

‘Powerful collaboration’

The commercial combined product has been designed to fill a gap in the UK market, offering a flexible, modular policy structure, combined with protection and technical expertise. 

David Nichols, head of P&C retail at Zurich, said: “Our long-standing partnership with Dual has been a real game-changer, delivering great value for Zurich. Dual has always shown how MGAs can unlock new opportunities, helping partners reach underserved markets.

”That’s why we’re thrilled to continue this powerful collaboration and have complete confidence in Dual’s ability to deliver an excellent proposition and appeal to the target market in the years ahead.”

Henry Nelson, chief underwriting officer at Liberty Specialty Markets, added: “Liberty’s enduring partnership with Dual over many years has been valuable to us, our clients and partners, with Dual a prime example of the value creation high-quality MGAs can achieve.

”With its innovative approach to supporting distribution partners in reaching underserved segments, Liberty is pleased to announce the continuation of this mutually beneficial relationship and to support Dual’s further success into the future.”