NIG is launching a new commercial product, Business Cover, with a flash.

The insurer is running a competition for brokers to win one of four digital cameras, worth £350 each.

Brokers will have to answer a question on the focus leaflets that outline the benefits of Business Cover.

NIG says its Business Cover is aimed at businesses with a turnover up to £ 1m, and is designed in an easy to use package.

Premiums are calculated on the value of the business's property, its turnover and wage payments.