Those who have been reading the business pages will recall that Saga is up for sale and the general insurance book, which recently relocated to Gibraltar and is underwritten by Saga itself, is a prize asset.

Would the Folgate dynamic duo of Peter Cullum and Andy Homer be interested?

"Not at all," says Homer, who turned 50 last year.

"We wouldn't want to buy any club that would have us as members," adds Cullum paraphrasing Groucho Marx.