£39.99 premium covers up to £650 repairs if MOT fails

RIAS will cover for repair or replacement costs up to £650 following a MOT failure for cars less than 10 years old.

It is priced at £39.96, or just £3.33 each month. The average claim is predicted to be £260.

Janet Connor, managing director at RIAS, said: "We are always striving to develop our products and services in line with what is important to our customers.

Peace of mind

“We know that the cost of motoring is an important issue for today's savvy over 50s, and our new MOT Protection offers not only peace of mind, but real value for money too.

"Many people fear the date of their next MOT from a financial perspective, but it doesn't have to be that way. Our new cover means that our motor insurance customers shouldn't have to worry about the financial burden of making their car safe and roadworthy."

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