The St Paul Companies has announced that members of the Independent Community Bankers of America (ICBA) will share a $1.038m (£642m) dividend.
The payout is the result of efforts by participating members banks in managing exposures in the workplace.
ICBA program manager Rich Thomas said: "We continue to work with the ICBA and its member advisory panel to expand and enhance the program's products to meet the ever-changing needs of the banking community."
The insurance program provides ICBA members with a portfolio of its Select One(SM) products for financial institutions.
These products include bond, directors and officers liability, bankers professional liability, kidnap & ransom, fiduciary liability, employment practices liability, lender liability, general liability, property, workers' compensation and auto liability.