Metromile is the talk of the US - and it’s got big plans to provide the quickest and slickest claims experience 

US motor disruptor Metromile has raised $90m funding which will be used to boost its super slick claims service.

The pay-per-mile car provider, which only started in 2011 and has already hit $100m revenue, has an automated claims service.

The funding, which includes capital from Tokio Marine, will be used to boost its automated claims. 

Its unique claim service works by using an automated assistant, called Ava, that uses car sensor data to verfiy claims on the spot. 

Collected with other data of the incident, Metromile can automatically reconstruct the claims scene and allow claims payments in seconds. 

“This [investment] allows us to advance our use of sensors and automation to provide Metromile customers with the world’s simplest claims experience, while lowering the cost of car insurance and bringing technology to the forefront of the insurance industry,” said Metromile chief executive Dan Preston.

Metromile has raised up to $200m in funding so far, as investors love the idea of a service which is a pure play pay-as-you-drive.

The business is targeting urban drivers who take to the roads infrequently and are unhappy at paying an annual premium. 

Metromile, which started as a broker but now underwrites its own policies and handles its own claims, is active across eight US states. 

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