Guy Browning takes a sideways look at insurance jargon

H is for

Hailstorm insuranceThe distance away from your boss you have to be to avoid being covered in spittle during one of his motivational briefings

Hazard - The sleepy feeling you get in the middle of a really long meeting

Hedging - Waxing in the bikini area

Hold harmless agreement - Women who like to give non-sexual hugs at every occasion

Honourable undertaking - Passing someone in the fast lane by driving in the slow lane, but for all the right reasons

Hull insurance - Cover you can get against ending up in Hull

Hybrid policy - Insurance for orchids

I is for

Impact damage - Failure to make an impressive entrance due to banging head on door

Implied condition - The tricky time when someone looks pregnant, but hasn't announced it yet

Implied warranty - Announcement of pregnancy and end of implied condition

Inception date - Unnecessary detail given with implied warranty

Incontestability clause - Arrangement by which when a married man says something it is automatically wrong

Incurred losses - Credit card statement

Indemnity period -Short period after gift-giving when man is allowed to be right

Instant certificates - Term for toilet paper at Lloyd's

Insurance - Money for nothing

Insurrection - Unnatural sexual arousal from underwriting

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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