Analysis – Page 2
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News AnalysisMartin Hall: ERS targets next £100m GWP through mobility, AI and cultural continuity
‘We’re definitely part of the changing face of mobility,’ says managing director at ERS
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News AnalysisETrading simplicity will drive next wave of digital growth – Polaris UK
Simon Bloomfield, head of Imarket at Polaris UK, provides his detailed takeaways and analysis on Insurance Times’ Five Star Rating Report: eTrading 2025, which was published in May this year
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News AnalysisBriefing: Is the AI hype cycle now approaching its ‘slope of enlightenment’?
A focus on the practical upside of AI technology from UK insurance firms seems to indicate that the level of maturity around the technology has increased
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News AnalysisThe risks and rewards of hyper-personalised insurance models
High quality data enrichment and AI supported risk assessments are leading to the hyper-personalisation of insurance, bringing a suite of pros and cons for industry professionals to navigate
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News AnalysisBriefing: Data without direction is just noise
Data collection must be driven by a purpose, to solve a set problem – otherwise, unintended consequences could cause issues for insurers
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News AnalysisDigital transformation – small steps, big strides
Brokers don’t need a big bang to begin their digital transformation. By focusing on incremental progress and avoiding common pitfalls, they can start delivering meaningful change today
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News AnalysisTechTalk: When AI acts alone, who is to blame? Insurers confront the unthinkable
‘AI is beginning to have motivation of its own – that’s a different kind of risk,’ said senior law firm partner
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News AnalysisClaims handling the number one target for human led AI integration
Insurance industry professionals identified claims handling as the area ripest for automation, with many viewing human-AI partnerships as the key to blending efficiency and accuracy
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News AnalysisThe Big Question: What were the most unexpected takeaways from the Biba Conference 2025?
Following another energetic and well attended Biba Conference in Manchester this May, industry leaders reflect on the most surprising moments from across the two-day conference
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News AnalysisBriefing: High profile attacks represent penetration opportunity for cyber market
The sector should ’never waste a good crisis’, says MGA distribution director
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News AnalysisLive chat rise and lost phone calls show digital tension in commercial lines
ETrading ‘probably works 90% of the time, but the angst of that 10% is disproportionate,’ says chief executive
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News AnalysisTechTalk: Capacity providers ‘more willing to experiment with insurtechs’ – but bar for collaboration is set high
Research findings indicate that insurers have appetite to back propositions from insurtech MGAs – however there are still clearly defined hoops these businesses must jump through if they want to secure the perfect partnership
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News AnalysisBriefing: Is embedded cover the answer to SME underinsurance?
Insurance firms partnering with vertical SaaS providers to provide easy to access, tailored cover can both futureproof themselves and address a perennial problem
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News AnalysisTechTalk: Agentic AI presents a sink or swim moment for insurance sector
The rise of agentic AI is the world’s next major technological shift – but can the UKGI sector grasp the opportunity this tool presents?
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News AnalysisBriefing: What is the real blocker to innovation in UKGI?
As a clue, it is not technology that is hampering creative innovation and new ideas in the UK general insurance industry
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News AnalysisTechTalk: The broker opportunity to fill a cover gap around commercial drone use
’Small, low value drones can perform a pretty high level of professional services at a fraction of the cost of what you would have had to do previously,’ says head of class
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News AnalysisBriefing: Biba’s conference agenda lands – answers will be sought in sessions
The conference agenda of Biba’s flagship event in May will dive into topics that are at the heart of organisational success or failure – attending brokers will be listening hard to gain business benefits
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News AnalysisBriefing: Consolidation shrinks UK broker volume – but paves way for new talent and insurtech entries
The number of retail brokers regulated by the FCA has reduced by 46% between 2006 and 2024 – this is leading to new trends and acquisition focuses across UKGI in 2025. However, more M&A is definitely on the cards…
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News AnalysisBriefing: Soft market should steer commercial brokers towards growth and efficiency focused road maps
The insurance industry is often a weathervane for the UK economy – the government would be wise to listen to broker learnings from client conversations
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News AnalysisIn Focus: Are brokers at risk of losing market share as embedded insurance grows?
’If distribution is moving from analogue to digital – and the brokers aren’t moving with it – that creates a vacuum,’ says director




























