TechTalk: Capacity providers ‘more willing to experiment with insurtechs’ – but bar for collaboration is set high

capacity, appetite, insurtech

Research findings indicate that insurers have appetite to back propositions from insurtech MGAs – however there are still clearly defined hoops these businesses must jump through if they want to secure the perfect partnership

Securing underwriting capacity has long been one of the biggest barriers to growth for insurtech MGAs, with membership body Insurtech UK’s chief executive, Melissa Collett, describing this as a “key issue” for insurtechs – particularly those looking to scale.

To explore this topic in more depth, Insurtech UK partnered with market intelligence firm Insurance DataLab to conduct a survey reviewing market-wide appetite for offering capacity to insurtech MGAs.

The results of this research were published by these organisations on 9 May 2025 in a report entitled Access to Capacity: Ample or Absent?

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